JMac needs a loan to buy a house, and Karen DeVille is his loan officer. That turns out to be very good for JMac and Karen but very bad for the banking industry. Whatever happened to regulations? Isn't this how the mortgage crisis happened, by sexy loan officers handing out loans to unqualified but well-hung porn studs?

Well, no, that isn't how it happened.

Here, JMac tells Karen that he has bad credit

"I can definitely help you out," she says as she strokes his arm. She's wearing a short skirt. Her cleavage is exposed. She doesn't care about his credit rating. Or his income. Or his debt. All she cares about is his cock.

"You're really hands on," he says.

"Yes, I am," she says as she works her hands down to his crotch.

She's also very mouth-on. And pussy-on. Near the end of this scene, JMac piledrives Karen's 55-year-old pussy, and that's probably what seals the deal.

Karen is divorced. No surprise there. She's horny. Divorcees are often horny. She's a stepmom who lives in a small town in Delaware. She first come to our attention in 2008 when a freelance photographer submitted photos of her. Then she came back to fuck.

By the way, Karen really used to be a loan officer. The people who knew her back then would be shocked to see her here.

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